{"id":1288,"date":"2018-11-23T12:42:57","date_gmt":"2018-11-23T12:42:57","guid":{"rendered":"https:\/\/the7.io\/g-business\/?page_id=1288"},"modified":"2022-02-18T14:26:54","modified_gmt":"2022-02-18T14:26:54","slug":"general-insurance","status":"publish","type":"page","link":"https:\/\/kimtimoney.com\/services\/general-insurance\/","title":{"rendered":"General Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column css=&#8221;.vc_custom_1560778504731{padding-bottom: 30px !important;}&#8221;]<div id=\"ultimate-heading-27926628f8dd8358f\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-27926628f8dd8358f uvc-8629 accent-subtitle-color\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-27926628f8dd8358f h3'  data-responsive-json-new='{\"font-size\":\"desktop:30px;\",\"line-height\":\"desktop:40px;\"}' ><h3 style=\"font-weight:bold;margin-bottom:5px;\">General Insurance<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1644906363627{padding-bottom: 30px !important;}&#8221;]The Insurance protects against the loss likely to be suffered due to unwanted incidents in monetary terms. It is necessarily a contract between the insurance company and buyers of Insurance products. It has all the ingredients of a contract like Offer, Acceptance, and Consideration. The insurance company makes an offer to the customer and the customer accepts it and pays the premium as consideration.<\/p>\n<p>The Insurance company that offers insurance products is called <strong>INSURER <\/strong>and the person who buys the insurance product is called <strong>INSURED<\/strong>.<\/p>\n<p>The insurance is categorized into two categories namely <strong>LIFE<\/strong> Insurance and <strong>NON-LIFE<\/strong> Insurance or <strong>GENERAL<\/strong> Insurance. As the name suggests, Life Insurance covers the life of a person whereas General Insurance covers the risk attached with non-life objects like properties, vehicles, travels, and other valuables, etc.[\/vc_column_text][vc_row_inner equal_height=&#8221;yes&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon {\n  width: 60px;\n  height: 60px;\n  line-height: 60px;\n  font-size: 32px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon .icon-inner {\n  min-width: 60px;\n  min-height: 60px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon .icon-inner {\n    height: 60px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon .dt-hover-icon {\n  line-height: 60px;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-on:before {\n  border-width: 2px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 2px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #fff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7.layout-1 {\n  grid-template-columns: 60px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7.layout-2 {\n  grid-template-columns: minmax(0,1fr) 60px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7.layout-3 {\n  grid-template-columns: 60px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-422a1d2952d272a6a10cda949169dac7 .dt-text-desc {\n  margin-bottom: 10px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-422a1d2952d272a6a10cda949169dac7 layout-1  \" ><h4 class=\"dt-text-title\"  >Motor Vehicle Insurance<\/h4><div class=\"dt-text-desc\">It covers Car, Motor Bike, Commercial Vehicle, etc against the loss occurred due to fire, burglary, or accidents.<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 25px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603.layout-3 .dt-text-title {\n  margin-left: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-cc007dd8b59e9d2767883370fa1db603 .dt-text-desc {\n  margin-bottom: 0px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-cc007dd8b59e9d2767883370fa1db603 layout-1  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Home Insurance<\/h4><div class=\"dt-text-desc\">It covers the home and its contents against the Fire and burglary of its contents.<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon {\n  width: 60px;\n  height: 60px;\n  line-height: 60px;\n  font-size: 32px;\n  border-radius: 200px;\n  margin: 0px 0px 0px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon .icon-inner {\n  min-width: 60px;\n  min-height: 60px;\n  border-radius: 200px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon .icon-inner {\n    height: 60px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon .dt-hover-icon {\n  line-height: 60px;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-on:before {\n  border-width: 2px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 2px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #fff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1.layout-1 {\n  grid-template-columns: 60px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1.layout-2 {\n  grid-template-columns: minmax(0,1fr) 60px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1.layout-3 {\n  grid-template-columns: 60px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-d51c4925882a1083531c2298705da0e1 .dt-text-desc {\n  margin-bottom: 0px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-d51c4925882a1083531c2298705da0e1 layout-1  \" ><h4 class=\"dt-text-title\"  >Health Insurance<\/h4><div class=\"dt-text-desc\">It covers an individual against the illness or disease. It also covers critical illnesses like Cancer, Cardic problems, etc<\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 25px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730.layout-3 .dt-text-title {\n  margin-left: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-c7941b0f0d31b238f312665009c23730 .dt-text-desc {\n  margin-bottom: 0px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-c7941b0f0d31b238f312665009c23730 layout-1  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Travel Insurance<\/h4><div class=\"dt-text-desc\">It provides the covers against the risk associated with travels like accidents, loss of baggage, illness, etc. This type of insurance is popular for traveling abroad.<\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1560778479070{padding-bottom: 50px !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 25px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f.layout-3 .dt-text-title {\n  margin-left: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-62b013398eeb5356997878ac066fec5f .dt-text-desc {\n  margin-bottom: 0px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-62b013398eeb5356997878ac066fec5f layout-1  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Fire Insurance<\/h4><div class=\"dt-text-desc\">It covers the loss that occurred due to the fire in case of Vehicle, Stock, house property, etc.<\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/2&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 25px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021.layout-3 .dt-text-title {\n  margin-left: 25px;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-5a11d56875da60bb5df879e93c65d021 .dt-text-desc {\n  margin-bottom: 0px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-5a11d56875da60bb5df879e93c65d021 layout-1  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Marine Insurance<\/h4><div class=\"dt-text-desc\">It covers the risk associated with a sea voyage. This popular in the case of exports of goods through the sea.<\/div><\/div>[\/vc_column][\/vc_row][vc_row][vc_column css=&#8221;.vc_custom_1560777659697{padding-bottom: 50px !important;}&#8221;]<div id=\"ultimate-heading-53876628f8dd83980\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-53876628f8dd83980 uvc-1729 accent-subtitle-color\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-53876628f8dd83980 h2'  data-responsive-json-new='{\"font-size\":\"desktop:30px;\",\"line-height\":\"desktop:40px;\"}' ><h2 style=\"font-weight:bold;margin-bottom:5px;\">Benefits of General Insurance<\/h2><\/div><\/div>[vc_column_text]The Insurance Regulatory and Development Authority of India (IRDAI) is an autonomous regulatory authority having headquarter in Hyderabad. The IRDAI has the responsibility of regulating, promoting and ensuring orderly growth of the insurance business in India.[\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221;][vc_column width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1560778512548{padding-bottom: 50px !important;}&#8221;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 0px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-11680f67e993e4536b1643169a6e4b5e .dt-text-desc {\n  margin-bottom: 20px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-11680f67e993e4536b1643169a6e4b5e layout-5  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h3 class=\"dt-text-title\"  >Financial Security<\/h3><div class=\"dt-text-desc\">General insurance protects the financial losses and damage to the policy holder\u2019s valuables and assets, that may have caused due to theft, burglary, terrorism, natural disasters like flood, earthquake, etc.<\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 0px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 .dt-text-desc {\n  margin-bottom: 20px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-50f3a7c6f1cff6eaec2774c64ecfcf98 layout-5  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h4 class=\"dt-text-title\"  >Tax Benefits<\/h4><div class=\"dt-text-desc\">Your general insurance policies and life insurance policies have tax benefits. Health insurance tax benefits in India allows citizens to avail are benefits under section 80D. Senior Citizens, aged above 60 years of age are allowed a tax deduction of Rs. 30,000.<\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]<style type=\"text\/css\" data-type=\"the7_shortcodes-inline-css\">.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon {\n  width: 32px;\n  height: 32px;\n  line-height: 32px;\n  font-size: 32px;\n  border-radius: 0px;\n  margin: 0px 0px 25px 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon .icon-inner {\n  min-width: 32px;\n  min-height: 32px;\n  border-radius: 0px;\n}\n@media all and (-ms-high-contrast: none) {\n  .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon .icon-inner {\n    height: 32px;\n  }\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon .dt-hover-icon {\n  line-height: 32px;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon:before,\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon:after,\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon .icon-inner:before,\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon .icon-inner:after {\n  min-width: 100%;\n  min-height: 100%;\n  padding: inherit;\n  border-radius: inherit;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-on:before {\n  border-width: 0px;\n  border-style: solid;\n}\n.dt-icon-border-dashed.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.dt-icon-border-dotted.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.dt-icon-border-double.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-dashed.dt-icon-border-on:before {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-dotted.dt-icon-border-on:before {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-double.dt-icon-border-on:before {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-border-on:after {\n  border-width: 0px;\n  border-style: solid;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-dashed.dt-icon-hover-border-on:after {\n  border-style: dashed;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-dotted.dt-icon-hover-border-on:after {\n  border-style: dotted;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-border-double.dt-icon-hover-border-on:after {\n  border-style: double;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:hover {\n  font-size: 32px;\n}\n#page .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:hover .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:hover .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:hover .soc-icon {\n  color: #fff;\n  background: none;\n}\n#page .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:not(:hover) .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-on:not(:hover) .soc-icon,\n#page .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-off .soc-font-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-off .soc-font-icon,\n#page .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-off .soc-icon,\n#phantom .icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .text-icon.dt-icon-hover-off .soc-icon {\n  color: #ffffff;\n  background: none;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec.layout-1 {\n  grid-template-columns: 32px minmax(0,1fr);\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec.layout-2 {\n  grid-template-columns: minmax(0,1fr) 32px;\n  grid-column-gap: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec.layout-2 .text-icon {\n  margin-left: 0;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec.layout-3 {\n  grid-template-columns: 32px minmax(0,1fr);\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec.layout-3 .dt-text-title {\n  margin-left: 0px;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .dt-text-title,\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .dt-text-title a {\n  font-weight: bold;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .dt-text-title {\n  margin-bottom: 15px;\n}\n.icon-with-text-shortcode.icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec .dt-text-desc {\n  margin-bottom: 20px;\n  font-size: 16px;\n  line-height: 28px;\n}\n<\/style><div class=\"icon-with-text-shortcode  icon-text-id-d60dda41fa9f8df028cec7db0c3cf7ec layout-5  \" ><span   class=\"text-icon dt-icon-bg-off dt-icon-hover-off\" ><span class=\"icon-inner\"><i class=\"dt-regular-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><i class=\"dt-hover-icon soc-icon icomoon-the7-font-the7-mail-01\"><\/i><\/span><\/span><h3 class=\"dt-text-title\"  >Mental Peace<\/h3><div class=\"dt-text-desc\">Insurance policy provides coverage against third-party liability, personal accidents, protection against theft, burglary, terrorism, natural disasters and risks related to any business. Certain policies also takes care of your family and loved ones when you\u2019re not around thus ensures mental peace and makes you worry-free.<\/div><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1560778311219{margin-bottom: -20px !important;}&#8221;][vc_column]<div id=\"ultimate-heading-41486628f8dd83acd\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-41486628f8dd83acd uvc-8016 accent-subtitle-color\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-41486628f8dd83acd h2'  data-responsive-json-new='{\"font-size\":\"desktop:30px;\",\"line-height\":\"desktop:40px;\"}' ><h2 style=\"font-weight:bold;margin-bottom:5px;\">Principles of Insurance<\/h2><\/div><div class=\"uvc-sub-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-41486628f8dd83acd .uvc-sub-heading '  data-responsive-json-new='{\"font-size\":\"desktop:20px;\",\"line-height\":\"desktop:30px;\"}'  style=\"font-weight:normal;margin-bottom:20px;\">.There are seven cardinal principles of Insurance, which are the foundation stone of the contract of Insurance.<\/div><\/div><div id=\"ultimate-heading-46706628f8dd83af5\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-46706628f8dd83af5 uvc-8732 accent-subtitle-color\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-46706628f8dd83af5 h2'  data-responsive-json-new='{\"font-size\":\"desktop:30px;\",\"line-height\":\"desktop:40px;\"}' ><h2 style=\"font-weight:bold;margin-bottom:5px;\">Systematic approach involves these steps<\/h2><\/div><\/div><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-5761\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-5761 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">The principal of Uberrimae Fidei (Utmost Good Faith)<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-5761 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">It is expected from the insured that the information furnished by him is true and correct about the subject matter of insurance. The Insurance company is liable to pay only when the correct information has been furnished to them.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-7836\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-7836 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">Principal of Insurable Interest<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-7836 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">The Insured should have some interest in the object of insurance. Owner of the Car has an insurable interest in Car or owner of the house in the house property.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-2795\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-2795 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">Principal of contribution<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-2795 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">The insurance company is liable to pay their part of contribution only.If a person has obtained Health insurance of Rs 4 lakhs from two insurance companies and in case of a claim of Rs 4 lakhs each company will pay Rs 2.00 lakhs each, not Rs 4.00 lakhs each.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-9136\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-9136 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">The principle of subrogation<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-9136 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">After payment of a claim, the ownership of the insured property transferred to the insurance company. In case of the total damage of a car, the insurance company gets the ownership of Car after payment of a claim.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-2147\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-2147 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">The principal of Loss Minimisation<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-2147 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">It is the responsibility of the insured to minimize the loss in case of any mishappening. In case of fire, insured is expected to take all steps to douse off the fire. He can not simply sit just because he has taken the insurance.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component --><div class=\"aio-icon-component    style_1\"><div id=\"Info-box-wrap-1183\" class=\"aio-icon-box default-icon\" style=\"\"  ><div class=\"aio-icon-header\" ><h3 class=\"aio-icon-title ult-responsive\"  data-ultimate-target='#Info-box-wrap-1183 .aio-icon-title'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">Principle of Causa Proxima (Nearest Cause)<\/h3><\/div> <!-- header --><div class=\"aio-icon-description ult-responsive\"  data-ultimate-target='#Info-box-wrap-1183 .aio-icon-description'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}'  style=\"\">In case of multiple causes of mishappening the nearest cause will be taken into account to decide the liability of the insurance company. In case a car catches fire after meeting an accident. The fire could be taken as a cause of loss.<\/div> <!-- description --><\/div> <!-- aio-icon-box --><\/div> <!-- aio-icon-component -->[\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221;][vc_column]<div id=\"ultimate-heading-79546628f8dd87314\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-79546628f8dd87314 uvc-2857  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-79546628f8dd87314 h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"--font-weight:theme;\">Components of an Insurance Policy<\/h3><\/div><\/div>[vc_column_text]<\/p>\n<ol>\n<li><strong>Declaration<\/strong>: The person taking the insurance has to furnish the information about him or the property for which insurance is being taken by way of a declaration. It is expected that information furnished is true and correct. In case of false information insurance company is not liable to the claim.<\/li>\n<li><strong>Insuring Agreements<\/strong>: This part consists of various terms and conditions of the insurance.<\/li>\n<li><strong>Definitions<\/strong>&#8211; This part defines the various terms used in insurance policies.<\/li>\n<li><strong>Exclusions<\/strong>&#8211; This part contains what has not covered the policy. It is called exclusion clauses.<\/li>\n<li><strong>Endorsements<\/strong>:- This part contains the endorsement of many in the insurance policy like noting of Hypothecation of Bank in respect of Vehicle or Stocks etc.<\/li>\n<\/ol>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column css=&#8221;.vc_custom_1560778504731{padding-bottom: 30px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1644906363627{padding-bottom: 30px !important;}&#8221;]The Insurance protects against the loss likely to be suffered due to unwanted incidents in monetary terms. It is necessarily a contract between the insurance company and buyers of Insurance products. It has all the ingredients of a contract like Offer, Acceptance, and Consideration. The insurance company makes an&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":249,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/pages\/1288"}],"collection":[{"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/comments?post=1288"}],"version-history":[{"count":26,"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/pages\/1288\/revisions"}],"predecessor-version":[{"id":2260,"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/pages\/1288\/revisions\/2260"}],"up":[{"embeddable":true,"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/pages\/249"}],"wp:attachment":[{"href":"https:\/\/kimtimoney.com\/wp-json\/wp\/v2\/media?parent=1288"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}